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BANKA AVANSI
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BANKA AVANSI
(Dictionary of Economics) :
Tüccara açılan doğrudan kredilere verilen genel addır. Amacı kasa işlemlerinin sürdürülebilmesidir. Kısa vadeli bir kredidir. Karşılığında teminat istenebilir. O zaman gösterilen teminata göre, aksiyon ve obligasyon karşılığı avans, altın karşılığı avans, döküman karşılığı avans gibi adlar alır. Banka güvendiği müşterisine teminat aramaksızın kredi açarsa, buna açık kredi denir.
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